Research and insights on capital markets
Educational guides, market analysis, and perspectives on mortgage-backed securities, tokenization infrastructure, and the evolving architecture of capital markets.
MBS Tokenization Fundamentals
Educational guides covering mortgage-backed securities, how tokenization works, settlement infrastructure, regulatory frameworks, and retail access.
What Are Mortgage-Backed Securities (MBS)?
A comprehensive guide to how MBS work, the agencies that issue them, and why this $15 trillion market is ripe for modernization.
Read More →How MBS Tokenization Works
The technical process of bringing mortgage-backed securities onchain — from wrapping and minting to compliance and atomic settlement.
Read More →T+3 vs Atomic Settlement for MBS Trading
Why legacy settlement locks up billions in capital and how atomic DvP settlement in ~12 seconds changes the economics of MBS trading.
Read More →Why Retail Investors Couldn’t Access MBS — Until Now
The historical barriers that kept everyday investors out of the MBS market, and how tokenization enables access from $10.
Read More →SEC Tokenized Securities Guidance Explained
How existing securities law applies to tokenized assets, what the SEC has signaled, and what compliance looks like for tokenized MBS.
Read More →Agency MBS: Ginnie Mae, Fannie Mae & Freddie Mac
Understanding the three agencies behind the safest fixed-income securities in the world and why they are ideal candidates for tokenization.
Read More →RWA Market Analysis
Comparisons and analysis of the broader real-world asset tokenization landscape, fixed-income products, and how tokenized MBS fits within the RWA ecosystem.
RWA Tokenization Platforms Compared (2026)
A side-by-side comparison of the leading real-world asset tokenization platforms, their asset classes, compliance approaches, and institutional capabilities.
Read More →Best Tokenized Fixed Income Investments in 2026
An overview of tokenized treasuries, bonds, MBS, and money market funds — with yield comparisons and risk profiles.
Read More →Tokenized MBS vs Tokenized Treasuries Compared
Yield, risk, liquidity, and market size — a detailed comparison of the two largest tokenized fixed-income asset classes.
Read More →What we explore
OWNR research focuses on the intersection of traditional financial markets and programmable infrastructure.
Mortgage Markets
Analysis of mortgage market structure, agency MBS mechanics, and the evolution of housing finance infrastructure.
Tokenization Infrastructure
How real-world assets are represented onchain, wrapper architectures, compliance frameworks, and settlement systems.
Capital Markets Technology
Emerging institutional use cases, DeFi protocol integrations, and the convergence of traditional and programmable finance.
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